The total money makeover free audio download






















Guide is rammed with tales from individuals typically couples as well as families that have actually complied with the suggestions of Ramsey with positive results.

For a specific type of viewers, this probably makes the book more heart-warming and motivational. Regardless of that rough review, I still believe the book is worth the money, and also would certainly suggest it. This things is extremely valuable. One of the most useful areas gets on relationships as well as financial obligation.

Ramsey appropriately insists that whenever money is lent to a relative or friend, a master-slave relationship dynamic is created.

Until now, we have studied too many quick. The Total Money Makeover teaches individuals how to get out of debt as well as how to budget. The book teaches the seven 'baby steps' to follow in order to achieve financial stability, planning ahead for upcoming financial events, like retirement, and shares stories of individuals and couples that have done so successfully. This book was released on 17 September with total pages The tough talking could feel a little OTT for some but it is not unbearable; I found it entertaining and used appropriately to stress points.

Will pay for itself many times over. Amazing thank you Dave, it sure will bring changes to our lives, we. I couldn't decide between this book or Dave Ramsey's Financial Peace - i opted for this one given it was only 3 and a bit hours and i thought I'd get the highlights version. In hindsight i would have been better off buying Financial Peace as he skims over way too much and all i really got out of this book was avoid debt - which is kinda obvious Mr Ramsey!

He does touch on his "baby steps" which had he gone into more may have been a help. It also takes a bit of getting used to being yelled at - but you do kinda get used to it by the end. Would you ever listen to anything by Dave Ramsey again? This guy just isn't for me, so angry and treats his listeners like they are stupid, I couldn't take in anything he said because he was so angry.

Dave delivers an honest, step by step and powerful message on how to build and keep wealth!! Highly reccomend. A few good points for Americans only and way too many bible quotes and constantly relying on God to help him. I have seen these Principles work in my life. Very basic finance advice and concepts. Great for people with zero financial skills or knowledge. There's a story within this audiobook which finishes saying 'if you have an income, you need the total money makeover'.

Couldn't agree more. Have listened to this at least 10 times now and will continue to every couple of months or so. Terrible narration. The way this book has been delivered makes it very difficult to focus on the content. The whiney and condescending tone in his voice is unappealing, talking down to the listener like the listener is an absolute moron. Add to Cart failed. Please try again later. Add to Wish List failed. Remove from wishlist failed.

Adding to library failed. Please try again. Follow podcast failed. Unfollow podcast failed. Stream or download thousands of included titles. Narrated by: Dave Ramsey. No default payment method selected. Add payment method. Switch payment method. We are sorry. We are not allowed to sell this product with the selected payment method. Pay using card ending in. Taxes where applicable. Listeners also enjoyed White Narrated by: Dana K. White Length: 6 hrs and 6 mins Unabridged Overall.

Developing the Leader Within You 2. Maxwell Narrated by: John C. Maxwell Length: 7 hrs and 44 mins Unabridged Overall. John Narrated by: Noah St. The Hobbit By: J. Publisher's Summary Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people.

There's one sure way to whip your finances into shape, and that's with The Total Money Makeover. It's the simplest, most straight-forward game plan for completely making over your money habits. And it's based on results, not pie-in-the-sky fantasies. Critic Reviews "The strength of this book is that it is a straightforward motivational tool. Reviews - Please select the tabs below to change the source of reviews.

Amazon Reviews. Sort by:. Most Helpful Most Recent. Filter by:. All stars 5 star only 4 star only 3 star only 2 star only 1 star only. Alexandra This guy makes sense I have business degrees from Wharton BS and Stanford MBA , but like most Americans from middle class backgrounds, I never got much training in personal finance and always felt bewildered by it.

Nurse Rob Enjoy people found this helpful. Bryan Hays Elias Self development speech! Anonymous User Half the book So listening to this he spends half the book selling you on the reason you bought the book. Brannon Leala Information available online Total Money Makeover doesn't give any information that isn't already available on Ramsey's website.

Matthew On this book ramsey explain anything that you must to do when you have plan to enter the fitness business. Sure I had a psychological idea of what bills were.

But writing out everything allow me to view ALL the small things I have a tendency to forget about, and also just how fast they add up. Then comes the money envelope system, which helped us create a instant degree turnaround on the spending. No more casual overspending! The remainder of the makeover book goes over the infant measures, a systematic, do-these-in-order cash actions to kill debt and build wealth.



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